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CENTRAL GOVERNMENT SCHEMES - LATEST CENTRAL AND STATE GOVT. YOJANAE

Check Latest Government Schemes - Here is a list of Government's Latest Schemes & Plans launched by Indian Government. Remembering this list will be helpful for candidates who are preparing for Upcoming exams like IBPS PO, SSC CGL 2014, SBI Associate Bank PO etc.
It contains 16 various Schemes launched by Union & State Governments of India.

Latest Government Schemes - Central and State Govt. Yojanae


1. Pradhanmantri Jan-Dhan Yojana : To provide bank accounts, insurance cover and a debit card to all Indian citizens. Here are some benefits of this Government Scheme launched by PM Narender Modi. It was launched on 15 August 2014.
Features and Highlights of Jan Dhan Yojna 2014 -

a. Jan Dhan Yojna account holders will be provided free zero-balance bank account along with RuPay debit card. They will also be entitled to accidental insurance cover of Rs 1 lakh.

b. Those people who open their account by January 26, 2015, they will also be given life insurance cover of Rs 30,000.

c. After opening of account for 6 months, account holder can avail Rs 5,000 loan from the bank.

Special benefits under PMJDY:
Interest on deposit.
Accidental insurance cover of Rs.1.00 lac.
Life insurance cover of Rs.30,000/-
No minimum balance required.
Easy Transfer of money across India
Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.
After satisfactory operation of the account for 6 months, an overdraft facility will be permitted
Access to Pension, insurance products.
Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.
Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.

2. Krishi Amdani Beema Yojana : It is to help farmers don’t bear any financial loss if their crops gets destroyed due to any reason like unexpected weather.

3. PradhanMantri Gram Sinchai Yojana :
It was launched to boost agricultual yield.

4. Pradhan Mantri Saansad Adarsh Gram Yojana - Launched by PM Modi, this scheme is an an ambitious village development project under which each MP will take the responsibility of developing physical and institutional infrastructure in 3 villages by 2019.

5. Project Uddan : The project was started to providing skills to 40,000 young people over a period of five years.

6. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) : It is a pension and life insurance scheme started by Indian government.

7. Rani Laxmi Bai Pension Scheme : It is a 'Special pension' scheme for Muzaffarnagar riot victims announced by UP Govt.


8. Roshini Scheme : This yojana was launched for skill development and job placement for rural youth and women in maoist affected 24 districts in 9 states.

9. Free CFL bulb Scheme : It is a State Govt. scheme launched by Tamil Nadu. Free CFL bulb scheme will provide free compact fluorescent light (CFL) bulbs to over 14 lakh hut
dwellers in the state.

10. Vikram Unyogpuri : It is a Delhi-Mumbai industrial Corridor project. It was launched in Madhya Pradesh.

11. Swavlamban Abhiyan : It was launched by PM Modi and have 11 welfare schemes of Gujarat government.

12. Anna Bhagya Scheme : It is a Karnataka Government Scheme launched in Karnataka. It includes distribution of 30 kg rice at one rupee per Kg to over 98 lakh BPL and Antyodaya card holders in the state.

12. Rajiv Gandhi Jeevandayee ArogyaYojana : A Health Insurance scheme launched in
Maharashtra.

13. Amma Cement Scheme : This Scheme was launched by Tamil Nadu Government. It will procure cement from private manufacturers and sell them at Rs. 190 per bag.

14. Golden Girl (Bangaru Talli) Scheme : It was launched in Andhra Pradesh to protect girl child and ensure their education.

15. Bhagat Puran Singh Sehat Beema Yojana (BPSSBY) : Health care scheme for BPL
families launched in Punjab.

16. Annapurna : Under this government scheme, 10 kg of food grains are provided to BPL
households free of cost every month.

17. e-inclusion project : This project was started to spread e-literacy.